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Market MapPottsville, PA
Metropolitan Area

Pottsville, PA

Pennsylvania0
77
/100
Strong Buy
#33 of 894 metros
Top 4% nationally for investing

Market Snapshot

$155,836
Median Home Price
36% below national median
$1,145/mo
Median Rent
17% below national median
8.82%
Rent-to-Price Ratio
Top 5% nationally
-$73
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$155,836
Down Payment (20%)$31,167
Loan Amount$124,669
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,145
Monthly P&I-$817
Est. Expenses (35%)-$401
Net Cash Flow-$73/mo
5.7%
Cap Rate (all cash)
-2.4%
Cash-on-Cash Return
8.82%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.7% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
77/100
77
Cash Flow(30%)
88/100

Based on 8.82% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
76/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
97/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (8.82%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative leverage (cap rate 5.7% < mortgage rate 6.9%)

Counties in Pottsville, PA

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Decatur, IL
Decatur, IL
85$118,242$1,02110.36%Strong BuyView
Indiana, PA
Indiana, PA
82$158,790$1,37610.40%Strong BuyView
Connersville, IN
Connersville, IN
82$158,083Est.Strong BuyView
Paducah, KY
Paducah, KY
82$165,710$1,2919.35%Strong BuyView
Danville, IL
Danville, IL
81$93,319$81510.48%Strong BuyView
Current
Pottsville, PA
77$155,836$1,1458.82%Strong Buy

The Bottom Line

Strong BuyPottsville, PA is a strong buy market with excellent fundamentals for buy-and-hold investors.

The Pottsville, PA metro area scores 77/100, ranking #33 of 894 US metros (top 4%). The 8.82% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential across the metro.

Monthly Cash Flow
$-73/mo
Cap Rate
5.7%
Cash-on-Cash
-2.8%

Ready to Invest in Pottsville, PA?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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