RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Harris County, TX
  • Maricopa County, AZ
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapPeoria, IL
Metropolitan Area

Peoria, IL

Illinois05 counties
78
/100
Strong Buy
#16 of 894 metros
Top 2% nationally for investing

Market Snapshot

$162,247
Median Home Price
34% below national median
$1,145/mo
Median Rent
17% below national median
8.47%
Rent-to-Price Ratio
Top 7% nationally
-$106
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$162,247
Down Payment (20%)$32,449
Loan Amount$129,798
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,145
Monthly P&I-$851
Est. Expenses (35%)-$401
Net Cash Flow-$107/mo
5.5%
Cap Rate (all cash)
-3.4%
Cash-on-Cash Return
8.47%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.5% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
78/100
78
Cash Flow(30%)
85/100

Based on 8.47% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 9.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
95/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (8.47%)
  • +Strong price appreciation (+9.0% YoY)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative leverage (cap rate 5.5% < mortgage rate 6.9%)

Counties in Peoria, IL

Best Overall
Stark
IL - Score: 82
Best Cash Flow
Peoria
IL - Score: 79
Verdict
StarkIL
5,39582$127,896Est.Strong BuyView
MarshallIL
11,74081$131,595Est.Strong BuyView
PeoriaIL
181,18679$153,758$1,1579.03%Strong BuyView
TazewellIL
131,27676$177,102$1,2058.17%Strong BuyView
WoodfordIL
38,41472$220,926Est.BuyView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Decatur, IL
Decatur, IL
85$118,242$1,02110.36%Strong BuyView
Paducah, KY
Paducah, KY
82$165,710$1,2919.35%Strong BuyView
Indiana, PA
Indiana, PA
82$158,790$1,37610.40%Strong BuyView
Connersville, IN
Connersville, IN
82$158,083Est.Strong BuyView
Enid, OK
Enid, OK
81$137,435$1,0769.39%Strong BuyView
Current
Peoria, IL
78$162,247$1,1458.47%Strong Buy

The Bottom Line

Strong BuyPeoria, IL is a strong buy market with excellent fundamentals for buy-and-hold investors.

The Peoria, IL metro area scores 78/100, ranking #16 of 894 US metros (top 2%). The 8.47% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential across the metro. Among 5 counties, Stark shows the strongest investment potential (score: 82).

Monthly Cash Flow
$-106/mo
Cap Rate
5.5%
Cash-on-Cash
-3.9%

Ready to Invest in Peoria, IL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountyStark
Explore Other Markets