RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Support

  • Contact Support
  • My Tickets

Legal

  • Terms of Service
  • Privacy Policy

© 2026 RentalCalcs. All rights reserved.

Market MapMontrose, CO
Metropolitan Area

Montrose, CO

Colorado0
51
/100
Hold
#707 of 894 metros
Top 79% nationally for investing

Market Snapshot

$498,133
Median Home Price
96% above national median
$2,140/mo
Median Rent
54% above national median
5.15%
Rent-to-Price Ratio
Top 71% nationally
-$1,220
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$498,133
Down Payment (20%)$99,627
Loan Amount$398,506
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,140
Monthly P&I-$2,611
Est. Expenses (35%)-$749
Net Cash Flow-$1,220/mo
3.4%
Cap Rate (all cash)
-12.8%
Cash-on-Cash Return
5.15%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
51/100
51
Cash Flow(30%)
47/100

Based on 5.15% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
74/100

Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
29/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (5.15%)
  • -Negative cash flow at typical financing (-$1,220/mo)
  • -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Counties in Montrose, CO

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Batesville, AR
Batesville, AR
71$166,034$8816.37%BuyView
Somerset, PA
Somerset, PA
71$177,812$9096.14%BuyView
Richmond, IN
Richmond, IN
71$173,900$8706.01%BuyView
Marinette, WI
Marinette, WI
71$207,601$1,0165.87%BuyView
Bogalusa, LA
Bogalusa, LA
71$137,476Est.BuyView
Current
Montrose, CO
51$498,133$2,1405.15%Hold

The Bottom Line

HoldMontrose, CO is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Montrose, CO metro area scores 51/100, ranking #707 of 894 US metros (top 79%). The 5.15% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-1,220/mo
Cap Rate
3.4%
Cash-on-Cash
-14.7%

Ready to Invest in Montrose, CO?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit properties
Explore Other Markets