RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Harris County, TX
  • Maricopa County, AZ
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapAtlantic City, NJ
Metropolitan Area

Atlantic City, NJ

New Jersey01 counties
64
/100
Buy
#378 of 894 metros
Top 42% nationally for investing

Market Snapshot

$369,166
Median Home Price
51% above national median
$2,109/mo
Median Rent
52% above national median
6.86%
Rent-to-Price Ratio
Top 30% nationally
-$564
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$369,166
Down Payment (20%)$73,833
Loan Amount$295,333
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,109
Monthly P&I-$1,935
Est. Expenses (35%)-$738
Net Cash Flow-$564/mo
4.5%
Cap Rate (all cash)
-8.0%
Cash-on-Cash Return
6.86%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
64/100
64
Cash Flow(30%)
69/100

Based on 6.86% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
81/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
51/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.86%)
  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$564/mo)
  • -Negative leverage (cap rate 4.5% < mortgage rate 6.9%)

Counties in Atlantic City, NJ

Best Overall
Atlantic
NJ - Score: 65
Verdict
AtlanticNJ
274,33965$368,980$2,2157.20%BuyView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Paducah, KY
Paducah, KY
82$165,710$1,2919.35%Strong BuyView
Indiana, PA
Indiana, PA
82$158,790$1,37610.40%Strong BuyView
Connersville, IN
Connersville, IN
82$158,083Est.Strong BuyView
Enid, OK
Enid, OK
81$137,435$1,0769.39%Strong BuyView
Danville, IL
Danville, IL
81$93,319$81510.48%Strong BuyView
Current
Atlantic City, NJ
64$369,166$2,1096.86%Buy

The Bottom Line

BuyAtlantic City, NJ offers solid investment potential with good cash flow or appreciation prospects.

The Atlantic City, NJ metro area scores 64/100, ranking #378 of 894 US metros (top 42%). The 6.86% rent-to-price ratio indicates moderate cash flow potential. Among 1 counties, Atlantic shows the strongest investment potential (score: 65). Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-564/mo
Cap Rate
4.5%
Cash-on-Cash
-9.2%

Ready to Invest in Atlantic City, NJ?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountyAtlantic
Explore Other Markets