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Market MapMarylandQueen Annes

Queen Annes County

MarylandPopulation: 50,316
60
/100
Buy
#506 of 1,000 counties
#9 in Maryland (24 counties)

Market Snapshot

$509,916
Median Home Price
86% above national median
$2,500/mo
Median Rent
67% above national median
5.88%
Rent-to-Price Ratio
Top 53% nationally
-$1,048
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$509,916
Down Payment (20%)$101,983
Loan Amount$407,933
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,500
Monthly P&I-$2,673
Est. Expenses (35%)-$875
Net Cash Flow-$1,048/mo
3.8%
Cap Rate (all cash)
-10.7%
Cash-on-Cash Return
5.88%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
60/100
60
Cash Flow(30%)
58/100

Based on 5.88% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
71/100

Based on 2.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
59/100

Price-to-income ratio of 4.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$1,048/mo)
  • -Negative leverage (cap rate 3.8% < mortgage rate 6.9%)

Economic Indicators

Population
50,316
Median Income
$108,332
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.7x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
BaltimoreMD
61$352,651$1,7295.88%BuyView
Saint MarysMD
61$420,459$1,8945.41%BuyView
CharlesMD
61$445,712$2,5606.89%BuyView
CurrentQueen AnnesMD
60$509,916$2,5005.88%Buy
WashingtonMD
58$322,291$1,3374.98%HoldView
CecilMD
58$373,939$1,7335.56%HoldView

The Bottom Line

BuyQueen Annes offers solid investment potential with good cash flow or appreciation prospects.

Queen Annes County in Maryland scores 60/100, ranking #506 of 1,000 US counties (top 50%). The 5.88% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-1,048/mo
Cap Rate
3.8%
Cash-on-Cash
-10.7%

Ready to Analyze a Deal in Queen Annes?

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