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Market MapMarylandGarrett

Garrett County

MarylandPopulation: 28,856
52
/100
Hold
#512 of 1,000 counties
#19 in Maryland (24 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated May 11, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$333,182
Median Home Price
43% above national median
$19,784/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
52/100
52
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
53/100

Based on 0.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
52/100

Price-to-income ratio of 5.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
28,856
Median Income
$64,447
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
5.2x
Less affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
Prince GeorgesMD
55$422,458$1,9855.64%HoldView
CarrollMD
53$481,105$1,7674.41%HoldView
CarolineMD
53$320,470Est. pending—HoldView
CurrentGarrettMD
52$333,182Est. pending—Hold
TalbotMD
49$481,463$2,3335.82%HoldView
HowardMD
49$617,631$2,2354.34%HoldView

The Bottom Line

HoldGarrett is a neutral market.

Garrett County in Maryland scores 52/100, ranking #512 of 1,000 US counties (top 68%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Garrett with stronger cash flow

  • Talbot County for cash-flow rentals
  • Prince Georges County for cash-flow rentals
  • Carroll County for cash-flow rentals

Cheaper alternatives to Garrett

  • Caroline County, lower entry price

Head-to-head comparisons

  • Garrett vs Carroll for rentals
  • Garrett vs Caroline for rentals
  • Garrett vs Talbot for rentals
All counties in Maryland →

Ready to Analyze a Deal in Garrett?

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