RentalCalcs
ToolsMarket MapMy DealsPricingBlog
Start Free
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapKentuckyWoodford

Woodford County

KentuckyPopulation: 26,886
59
/100
Hold
#543 of 1,000 counties
#90 in Kentucky (120 counties)

Market Snapshot

$343,889
Median Home Price
26% above national median
$1,597/mo
Median Rent
7% above national median
5.57%
Rent-to-Price Ratio
Top 60% nationally
-$764
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$343,889
Down Payment (20%)$68,778
Loan Amount$275,111
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,597
Monthly P&I-$1,803
Est. Expenses (35%)-$559
Net Cash Flow-$764/mo
3.6%
Cap Rate (all cash)
-11.6%
Cash-on-Cash Return
5.57%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
59/100
59
Cash Flow(30%)
54/100

Based on 5.57% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
70/100

Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
64/100

Price-to-income ratio of 4.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$764/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Economic Indicators

Population
26,886
Median Income
$78,295
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.4x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
NelsonKY
61$257,310$1,0504.90%BuyView
CurrentWoodfordKY
59$343,889$1,5975.57%Hold
MadisonKY
57$276,671$9794.25%HoldView
HendersonKY
57$192,629$7734.81%HoldView
MercerKY
57$240,101$9484.74%HoldView
BreckinridgeKY
57$159,212Est. pending—HoldView

The Bottom Line

HoldWoodford is a neutral market. Consider house hacking or targeting below-market deals.

Woodford County in Kentucky scores 59/100, ranking #543 of 1,000 US counties (top 54%). The 5.57% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-764/mo
Cap Rate
3.6%
Cash-on-Cash
-11.6%

Ready to Analyze a Deal in Woodford?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets