Is Campbell County, KY good for real estate investing?

Campbell County has an investment score of 66/100, rated as "Buy". The county ranks #267 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Campbell?

The rent-to-price ratio in Campbell County is 6.35% annually, which ranks in the 61th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Campbell?

The median home price in Campbell County is $281,295. This ranks #525 in affordability among all US counties.

Can you cash flow on rental properties in Campbell?

Based on median values with 20% down at current rates, a typical rental in Campbell County would generate negative cash flow of $507/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Campbell County

KentuckyPopulation: 93,122

/100

Buy

#267 of 1,000 counties

#58 in Kentucky (120 counties)

Market Snapshot

$281,295

Median Home Price

3% above national median

$1,489/mo

Median Rent

1% below national median

6.35%

Rent-to-Price Ratio

Top 39% nationally

-$507

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$281,295

Down Payment (20%)$56,259

Loan Amount$225,036

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,489

Monthly P&I-$1,475

Est. Expenses (35%)-$521

Net Cash Flow-$507/mo

4.1%

Cap Rate (all cash)

-9.4%

Cash-on-Cash Return

6.35%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

66/100

Cash Flow(30%)

64/100

Based on 6.35% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

71/100

Price-to-income ratio of 3.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$507/mo)
-Negative leverage (cap rate 4.1% < mortgage rate 6.9%)

Economic Indicators

Population

93,122

Median Income

$71,979

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.9x

Moderately affordable

Compare to Nearby Counties

County					Verdict
JeffersonKY	67	$253,804	$1,350	6.38%	Buy	View
ChristianKY	67	$202,378	$1,128	6.69%	Buy	View
CurrentCampbellKY	66	$281,295	$1,489	6.35%	Buy
KentonKY	66	$274,581	$1,445	6.31%	Buy	View
BullittKY	66	$288,976	$1,513	6.28%	Buy	View
MarshallKY	66	$191,145	$900	5.65%	Buy	View

The Bottom Line

BuyCampbell offers solid investment potential with good cash flow or appreciation prospects.

Campbell County in Kentucky scores 66/100, ranking #267 of 1,000 US counties (top 27%). The 6.35% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-507/mo

Cap Rate

4.1%

Cash-on-Cash

-9.4%

Ready to Analyze a Deal in Campbell?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$281,295

Down Payment (20%)$56,259

Loan Amount$225,036

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,489

Monthly P&I-$1,475

Est. Expenses (35%)-$521

Net Cash Flow-$507/mo

4.1%

Cap Rate (all cash)

-9.4%

Cash-on-Cash Return

6.35%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

66/100

Cash Flow(30%)

64/100

Based on 6.35% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

71/100

Price-to-income ratio of 3.9x. Lower ratios indicate more affordable markets.

County

Verdict

JeffersonKY

$253,804

$1,350

6.38%

Buy

View

ChristianKY

$202,378

$1,128

6.69%

Buy

View

CurrentCampbellKY

$281,295

$1,489

6.35%

Buy

KentonKY

$274,581

$1,445

6.31%

Buy

View

BullittKY

$288,976

$1,513

6.28%

Buy

View

MarshallKY

$191,145

$900

5.65%

Buy

View

The Bottom Line

BuyCampbell offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-507/mo

Cap Rate

4.1%

Cash-on-Cash

-9.4%