Is Floyd County, KY good for real estate investing?

Floyd County has an investment score of 43/100, rated as "Avoid". The county ranks #680 nationally among 1000 counties analyzed.

What is the median home price in Floyd?

The median home price in Floyd County is $93,194. This ranks #24 in affordability among all US counties.

Can you cash flow on rental properties in Floyd?

Based on median values with 20% down at current rates, a typical rental in Floyd County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Floyd County

KentuckyPopulation: 35,780

/100

Avoid

#680 of 1,000 counties

#103 in Kentucky (120 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated May 11, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$93,194

Median Home Price

60% below national median

$5,534/mo

Est. Rent

Based on regional data

5.94%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

43/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

0/100

Based on -21.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

94/100

Price-to-income ratio of 2.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes

Challenges

-Declining home values (-21.6% YoY)
-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-Limited rent data (estimates used)

Economic Indicators

Population

35,780

Median Income

$38,723

vs $57,059 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.4x

Very affordable

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)
−You expect appreciation to carry the deal, but prices have declined year over year
−You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

County					Verdict
BourbonKY	51	$245,392	Est. pending	—	Hold	View
CrittendenKY	48	$119,603	Est. pending	—	Hold	View
MuhlenbergKY	47	$127,980	Est. pending	—	Hold	View
CurrentFloydKY	43	$93,194	Est. pending	—	Avoid
KnoxKY	39	$154,303	Est. pending	—	Avoid	View
WolfeKY	36	$231,328	Est. pending	—	Avoid	View

The Bottom Line

AvoidFloyd may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Floyd County in Kentucky scores 43/100, ranking #680 of 1,000 US counties (top 90%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%

Related markets

Head-to-head comparisons

All counties in Kentucky →

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Score Breakdown

Overall Investment Score

43/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

0/100

Based on -21.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

94/100

Price-to-income ratio of 2.4x. Lower ratios indicate more affordable markets.

Compare to Nearby Counties

County					Verdict
BourbonKY	51	$245,392	Est. pending	—	Hold	View
CrittendenKY	48	$119,603	Est. pending	—	Hold	View
MuhlenbergKY	47	$127,980	Est. pending	—	Hold	View
CurrentFloydKY	43	$93,194	Est. pending	—	Avoid
KnoxKY	39	$154,303	Est. pending	—	Avoid	View
WolfeKY	36	$231,328	Est. pending	—	Avoid	View

The Bottom Line

AvoidFloyd may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%