Is Harvey County, KS good for real estate investing?

Harvey County has an investment score of 67/100, rated as "Buy". The county ranks #170 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Harvey?

The rent-to-price ratio in Harvey County is 5.58% annually, which ranks in the 42th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Harvey?

The median home price in Harvey County is $185,152. This ranks #291 in affordability among all US counties.

Can you cash flow on rental properties in Harvey?

Based on median values with 20% down at current rates, a typical rental in Harvey County would generate negative cash flow of $411/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Harvey County

KansasPopulation: 33,959

/100

Buy

#170 of 1,000 counties

#50 in Kansas (105 counties)

Market Snapshot

$185,152

Median Home Price

21% below national median

$861/mo

Median Rent

43% below national median

5.58%

Rent-to-Price Ratio

Top 58% nationally

-$411

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$185,152

Down Payment (20%)$37,030

Loan Amount$148,122

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$861

Monthly P&I-$971

Est. Expenses (35%)-$301

Net Cash Flow-$411/mo

3.6%

Cap Rate (all cash)

-11.6%

Cash-on-Cash Return

5.58%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

67/100

Cash Flow(30%)

54/100

Based on 5.58% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

81/100

Based on 3.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

91/100

Price-to-income ratio of 2.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$411/mo)
-Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Economic Indicators

Population

33,959

Median Income

$70,685

vs $57,022 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.6x

Very affordable

Compare to Nearby Counties

County					Verdict
ButlerKS	68	$241,761	$1,221	6.06%	Buy	View
CurrentHarveyKS	67	$185,152	$861	5.58%	Buy
CherokeeKS	67	$122,982	Est. pending	—	Buy	View
ShawneeKS	67	$198,892	$1,137	6.86%	Buy	View
MarshallKS	67	$152,269	Est. pending	—	Buy	View
WyandotteKS	66	$201,014	$1,229	7.34%	Buy	View

The Bottom Line

BuyHarvey offers solid investment potential with good cash flow or appreciation prospects.

Harvey County in Kansas scores 67/100, ranking #170 of 1,000 US counties (top 22%). The 5.58% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-411/mo

Cap Rate

3.6%

Cash-on-Cash

-11.6%

Ready to Analyze a Deal in Harvey?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$185,152

Down Payment (20%)$37,030

Loan Amount$148,122

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$861

Monthly P&I-$971

Est. Expenses (35%)-$301

Net Cash Flow-$411/mo

3.6%

Cap Rate (all cash)

-11.6%

Cash-on-Cash Return

5.58%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

67/100

Cash Flow(30%)

54/100

Based on 5.58% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

81/100

Based on 3.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

91/100

Price-to-income ratio of 2.6x. Lower ratios indicate more affordable markets.

County

Verdict

ButlerKS

$241,761

$1,221

6.06%

Buy

View

CurrentHarveyKS

$185,152

$861

5.58%

Buy

CherokeeKS

$122,982

Est. pending

—

Buy

View

ShawneeKS

$198,892

$1,137

6.86%

Buy

View

MarshallKS

$152,269

Est. pending

—

Buy

View

WyandotteKS

$201,014

$1,229

7.34%

Buy

View

The Bottom Line

BuyHarvey offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-411/mo

Cap Rate

3.6%

Cash-on-Cash

-11.6%