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Market MapIllinoisRock Island

Rock Island County

IllinoisPopulation: 143,819Davenport, IA Metro
77
/100
Strong Buy
#0 of 0 counties
#28 in Illinois (102 counties)

Market Snapshot

$151,597
Median Home Price
0% below national median
$1,035/mo
Median Rent
0% below national median
8.19%
Rent-to-Price Ratio
Top 50% nationally
-$122
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$151,597
Down Payment (20%)$30,319
Loan Amount$121,278
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,035
Monthly P&I-$795
Est. Expenses (35%)-$362
Net Cash Flow-$122/mo
5.3%
Cap Rate (all cash)
-4.2%
Cash-on-Cash Return
8.19%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
77/100
77
Cash Flow(30%)
82/100

Based on 8.19% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
85/100

Based on 4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
95/100

Price-to-income ratio of 2.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative leverage (cap rate 5.3% < mortgage rate 6.9%)

Economic Indicators

Population
143,819
Median Income
$64,435
vs $0 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.4x
Very affordable

Compare to Nearby Counties

CountyVerdict
BureauIL
78$142,617Est. pending—Strong BuyView
CurrentRock IslandIL
77$151,597$1,0358.19%Strong Buy
Saint ClairIL
77$173,515$1,2208.44%Strong BuyView
MonroeIL
76$318,681Est. pending—Strong BuyView
SangamonIL
76$186,233$1,1297.28%Strong BuyView
PikeIL
75$112,450Est. pending—Strong BuyView

The Bottom Line

Strong BuyRock Island is a strong buy market with excellent fundamentals for buy-and-hold investors.

Rock Island County in Illinois scores 77/100, ranking #0 of 0 US counties (top 50%). The 8.19% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow
$-122/mo
Cap Rate
5.3%
Cash-on-Cash
-4.2%

Ready to Analyze a Deal in Rock Island?

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