Is Maui County, HI good for real estate investing?

Maui County has an investment score of 27/100, rated as "Avoid". The county ranks #1001 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Maui?

The rent-to-price ratio in Maui County is 4.11% annually, which ranks in the 7th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Maui?

The median home price in Maui County is $993,613. This ranks #994 in affordability among all US counties.

Can you cash flow on rental properties in Maui?

Based on median values with 20% down at current rates, a typical rental in Maui County would generate negative cash flow of $2,996/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Maui County

HawaiiPopulation: 164,765

/100

Avoid

#1,001 of 1,000 counties

#4 in Hawaii (4 counties)

Market Snapshot

$993,613

Median Home Price

263% above national median

$3,405/mo

Median Rent

127% above national median

4.11%

Rent-to-Price Ratio

Top 93% nationally

-$2,996

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$993,613

Down Payment (20%)$198,723

Loan Amount$794,890

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$3,405

Monthly P&I-$5,209

Est. Expenses (35%)-$1,192

Net Cash Flow-$2,996/mo

2.7%

Cap Rate (all cash)

-15.7%

Cash-on-Cash Return

4.11%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

27/100

Cash Flow(30%)

32/100

Based on 4.11% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

11/100

Based on -6.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

9/100

Price-to-income ratio of 10.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (4.11%)
-Declining home values (-6.9% YoY)
-Negative cash flow at typical financing (-$2,996/mo)
-Negative leverage (cap rate 2.7% < mortgage rate 6.9%)

Economic Indicators

Population

164,765

Median Income

$95,379

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

10.4x

Less affordable

Compare to Nearby Counties

County					Verdict
HawaiiHI	43	$557,666	$2,618	5.63%	Avoid	View
HonoluluHI	36	$833,725	$2,791	4.02%	Avoid	View
KauaiHI	34	$996,888	$3,586	4.32%	Avoid	View
CurrentMauiHI	27	$993,613	$3,405	4.11%	Avoid

The Bottom Line

AvoidMaui may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Maui County in Hawaii scores 27/100, ranking #1001 of 1,000 US counties (top 99%). The 4.11% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-2,996/mo

Cap Rate

2.7%

Cash-on-Cash

-15.7%

Ready to Analyze a Deal in Maui?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$993,613

Down Payment (20%)$198,723

Loan Amount$794,890

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$3,405

Monthly P&I-$5,209

Est. Expenses (35%)-$1,192

Net Cash Flow-$2,996/mo

2.7%

Cap Rate (all cash)

-15.7%

Cash-on-Cash Return

4.11%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

27/100

Cash Flow(30%)

32/100

Based on 4.11% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

11/100

Based on -6.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

9/100

Price-to-income ratio of 10.4x. Lower ratios indicate more affordable markets.

County

Verdict

HawaiiHI

$557,666

$2,618

5.63%

Avoid

View

HonoluluHI

$833,725

$2,791

4.02%

Avoid

View

KauaiHI

$996,888

$3,586

4.32%

Avoid

View

CurrentMauiHI

$993,613

$3,405

4.11%

Avoid

The Bottom Line

AvoidMaui may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

$-2,996/mo

Cap Rate

2.7%

Cash-on-Cash

-15.7%