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Market MapGeorgiaSumter

Sumter County

GeorgiaPopulation: 29,378
80
/100
Strong Buy
#6 of 1,000 counties
#1 in Georgia (159 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated June 29, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$136,878
Median Home Price
40% below national median
$8,270/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
80/100
80
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
87/100

Based on 5.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
100/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+5.5% YoY)
  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
29,378
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CurrentSumterGA
80$136,878Est. pending—Strong Buy
DecaturGA
77$171,230Est. pending—Strong BuyView
LanierGA
73$210,779$1,7239.81%BuyView
ToombsGA
72$169,068Est. pending—BuyView
TattnallGA
71$188,123Est. pending—BuyView
CookGA
68$157,160Est. pending—BuyView

The Bottom Line

Strong BuySumter is a strong buy market with excellent fundamentals for buy-and-hold investors.

Sumter County in Georgia scores 80/100, ranking #6 of 1,000 US counties (top 1%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Sumter with stronger cash flow

  • Lanier County for cash-flow rentals

Head-to-head comparisons

  • Sumter vs Decatur for rentals
  • Sumter vs Lanier for rentals
  • Sumter vs Toombs for rentals
All counties in Georgia →

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