Is Fannin County, GA good for real estate investing?

Fannin County has an investment score of 37/100, rated as "Avoid". The county ranks #731 nationally among 1000 counties analyzed.

What is the median home price in Fannin?

The median home price in Fannin County is $493,635. This ranks #911 in affordability among all US counties.

Can you cash flow on rental properties in Fannin?

Based on median values with 20% down at current rates, a typical rental in Fannin County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Fannin County

GeorgiaPopulation: 25,436

/100

Avoid

#731 of 1,000 counties

#146 in Georgia (159 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$493,635

Median Home Price

111% above national median

$29,311/mo

Est. Rent

Based on regional data

5.94%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

37/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

15/100

Price-to-income ratio of 9.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

-Declining home values (-1.0% YoY)
-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-High price-to-income ratio makes financing challenging
-Limited rent data (estimates used)

Economic Indicators

Population

25,436

Median Income

$54,857

vs $57,059 national est.

Unemployment Rate

—

Data pending

Price-to-Income

9.0x

Less affordable

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)
−You expect appreciation to carry the deal, but prices have declined year over year
−You rely on FHA-style financing: prices are stretched relative to local incomes
−You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

County					Verdict
OconeeGA	48	$542,700	$1,824	4.03%	Hold	View
DodgeGA	45	$138,404	Est. pending	—	Hold	View
ForsythGA	45	$609,886	$2,236	4.40%	Hold	View
IrwinGA	44	$141,407	Est. pending	—	Avoid	View
ScrevenGA	44	$172,445	Est. pending	—	Avoid	View
CurrentFanninGA	37	$493,635	Est. pending	—	Avoid

The Bottom Line

AvoidFannin may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Fannin County in Georgia scores 37/100, ranking #731 of 1,000 US counties (top 97%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%

Related markets

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Cheaper alternatives to Fannin

Head-to-head comparisons

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Score Breakdown

Overall Investment Score

37/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

15/100

Price-to-income ratio of 9.0x. Lower ratios indicate more affordable markets.

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)
−You expect appreciation to carry the deal, but prices have declined year over year
−You rely on FHA-style financing: prices are stretched relative to local incomes
−You want a market with broad institutional consensus on fundamentals

County

Verdict

OconeeGA

$542,700

$1,824

4.03%

Hold

View

DodgeGA

$138,404

Est. pending

—

Hold

View

ForsythGA

$609,886

$2,236

4.40%

Hold

View

IrwinGA

$141,407

Est. pending

—

Avoid

View

ScrevenGA

$172,445

Est. pending

—

Avoid

View

CurrentFanninGA

$493,635

Est. pending

—

Avoid

The Bottom Line

AvoidFannin may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%