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Market MapColoradoSan Miguel

San Miguel County

ColoradoPopulation: 8,082
42
/100
Avoid
#689 of 1,000 counties
#36 in Colorado (62 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$1,552,494
Median Home Price
564% above national median
$92,185/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
42/100
42
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
68/100

Based on 1.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
0/100

Price-to-income ratio of 21.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging
  • -Limited rent data (estimates used)

Economic Indicators

Population
8,082
Median Income
$72,829
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
21.3x
Less affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You rely on FHA-style financing: prices are stretched relative to local incomes
  • −You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

CountyVerdict
HuerfanoCO
43$255,971Est. pending—AvoidView
AdamsCO
43$476,776$1,8954.77%AvoidView
TellerCO
43$474,315$2,0745.25%AvoidView
CurrentSan MiguelCO
42$1,552,494Est. pending—Avoid
BroomfieldCO
42$611,656$2,0313.98%AvoidView
WeldCO
42$491,272$1,6954.14%AvoidView

The Bottom Line

AvoidSan Miguel may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

San Miguel County in Colorado scores 42/100, ranking #689 of 1,000 US counties (top 91%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like San Miguel with stronger cash flow

  • Teller County for cash-flow rentals
  • Adams County for cash-flow rentals
  • Weld County for cash-flow rentals

Cheaper alternatives to San Miguel

  • Huerfano County, lower entry price
  • Teller County, lower entry price
  • Adams County, lower entry price

Head-to-head comparisons

  • San Miguel vs Broomfield for rentals
  • San Miguel vs Weld for rentals
  • San Miguel vs Huerfano for rentals
All counties in Colorado →

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