Is Pueblo County, CO good for real estate investing?

Pueblo County has an investment score of 51/100, rated as "Hold". The county ranks #762 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Pueblo?

The rent-to-price ratio in Pueblo County is 5.53% annually, which ranks in the 39th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Pueblo?

The median home price in Pueblo County is $281,540. This ranks #526 in affordability among all US counties.

Can you cash flow on rental properties in Pueblo?

Based on median values with 20% down at current rates, a typical rental in Pueblo County would generate negative cash flow of $633/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Pueblo County

ColoradoPopulation: 168,135

/100

Hold

#762 of 1,000 counties

#20 in Colorado (62 counties)

Market Snapshot

$281,540

Median Home Price

3% above national median

$1,297/mo

Median Rent

13% below national median

5.53%

Rent-to-Price Ratio

Top 61% nationally

-$633

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$281,540

Down Payment (20%)$56,308

Loan Amount$225,232

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,297

Monthly P&I-$1,476

Est. Expenses (35%)-$454

Net Cash Flow-$633/mo

3.6%

Cap Rate (all cash)

-11.7%

Cash-on-Cash Return

5.53%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

51/100

Cash Flow(30%)

53/100

Based on 5.53% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

43/100

Based on -1.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

59/100

Price-to-income ratio of 4.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Declining home values (-1.4% YoY)
-Negative cash flow at typical financing (-$633/mo)
-Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Economic Indicators

Population

168,135

Median Income

$59,436

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.7x

Moderately affordable

Compare to Nearby Counties

County					Verdict
LakeCO	52	$501,340	Est. pending	—	Hold	View
CurrentPuebloCO	51	$281,540	$1,297	5.53%	Hold
MesaCO	51	$421,486	$1,682	4.79%	Hold	View
MontroseCO	50	$444,341	$1,838	4.96%	Hold	View
DeltaCO	50	$401,072	Est. pending	—	Hold	View
MorganCO	50	$323,129	$1,326	4.93%	Hold	View

The Bottom Line

HoldPueblo is a neutral market. Consider house hacking or targeting below-market deals.

Pueblo County in Colorado scores 51/100, ranking #762 of 1,000 US counties (top 76%). The 5.53% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-633/mo

Cap Rate

3.6%

Cash-on-Cash

-11.7%

Ready to Analyze a Deal in Pueblo?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$281,540

Down Payment (20%)$56,308

Loan Amount$225,232

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,297

Monthly P&I-$1,476

Est. Expenses (35%)-$454

Net Cash Flow-$633/mo

3.6%

Cap Rate (all cash)

-11.7%

Cash-on-Cash Return

5.53%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

51/100

Cash Flow(30%)

53/100

Based on 5.53% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

43/100

Based on -1.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

59/100

Price-to-income ratio of 4.7x. Lower ratios indicate more affordable markets.

County

Verdict

LakeCO

$501,340

Est. pending

—

Hold

View

CurrentPuebloCO

$281,540

$1,297

5.53%

Hold

MesaCO

$421,486

$1,682

4.79%

Hold

View

MontroseCO

$444,341

$1,838

4.96%

Hold

View

DeltaCO

$401,072

Est. pending

—

Hold

View

MorganCO

$323,129

$1,326

4.93%

Hold

View

The Bottom Line

HoldPueblo is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-633/mo

Cap Rate

3.6%

Cash-on-Cash

-11.7%