Is Stanislaus County, CA good for real estate investing?

Stanislaus County has an investment score of 47/100, rated as "Hold". The county ranks #850 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Stanislaus?

The rent-to-price ratio in Stanislaus County is 5.42% annually, which ranks in the 36th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Stanislaus?

The median home price in Stanislaus County is $458,196. This ranks #876 in affordability among all US counties.

Can you cash flow on rental properties in Stanislaus?

Based on median values with 20% down at current rates, a typical rental in Stanislaus County would generate negative cash flow of $1,056/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Stanislaus County

CaliforniaPopulation: 552,063

/100

Hold

#850 of 1,000 counties

#21 in California (58 counties)

Market Snapshot

$458,196

Median Home Price

67% above national median

$2,070/mo

Median Rent

38% above national median

5.42%

Rent-to-Price Ratio

Top 64% nationally

-$1,056

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$458,196

Down Payment (20%)$91,639

Loan Amount$366,557

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,070

Monthly P&I-$2,402

Est. Expenses (35%)-$724

Net Cash Flow-$1,056/mo

3.5%

Cap Rate (all cash)

-12.0%

Cash-on-Cash Return

5.42%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

47/100

Cash Flow(30%)

51/100

Based on 5.42% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

39/100

Price-to-income ratio of 6.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Declining home values (-1.0% YoY)
-Negative cash flow at typical financing (-$1,056/mo)
-Negative leverage (cap rate 3.5% < mortgage rate 6.9%)
-High price-to-income ratio makes financing challenging

Economic Indicators

Population

552,063

Median Income

$74,872

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

6.1x

Less affordable

Compare to Nearby Counties

County					Verdict
AmadorCA	48	$409,974	$2,028	5.94%	Hold	View
ShastaCA	48	$364,564	$1,598	5.26%	Hold	View
CurrentStanislausCA	47	$458,196	$2,070	5.42%	Hold
MercedCA	46	$412,344	$1,973	5.74%	Hold	View
YubaCA	45	$410,114	$1,828	5.35%	Hold	View
PlumasCA	45	$357,041	Est. pending	—	Hold	View

The Bottom Line

HoldStanislaus is a neutral market. Consider house hacking or targeting below-market deals.

Stanislaus County in California scores 47/100, ranking #850 of 1,000 US counties (top 85%). The 5.42% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-1,056/mo

Cap Rate

3.5%

Cash-on-Cash

-12.0%

Ready to Analyze a Deal in Stanislaus?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$458,196

Down Payment (20%)$91,639

Loan Amount$366,557

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,070

Monthly P&I-$2,402

Est. Expenses (35%)-$724

Net Cash Flow-$1,056/mo

3.5%

Cap Rate (all cash)

-12.0%

Cash-on-Cash Return

5.42%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

47/100

Cash Flow(30%)

51/100

Based on 5.42% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

39/100

Price-to-income ratio of 6.1x. Lower ratios indicate more affordable markets.

County

Verdict

AmadorCA

$409,974

$2,028

5.94%

Hold

View

ShastaCA

$364,564

$1,598

5.26%

Hold

View

CurrentStanislausCA

$458,196

$2,070

5.42%

Hold

MercedCA

$412,344

$1,973

5.74%

Hold

View

YubaCA

$410,114

$1,828

5.35%

Hold

View

PlumasCA

$357,041

Est. pending

—

Hold

View

The Bottom Line

HoldStanislaus is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-1,056/mo

Cap Rate

3.5%

Cash-on-Cash

-12.0%