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Market MapAlabamaChambers

Chambers County

AlabamaPopulation: 34,612
58
/100
Hold
#383 of 1,000 counties
#31 in Alabama (67 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated May 11, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$141,428
Median Home Price
39% below national median
$8,398/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
58/100
58
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
43/100

Based on -1.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
87/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Declining home values (-1.4% YoY)
  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
34,612
Median Income
$48,805
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.9x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You expect appreciation to carry the deal, but prices have declined year over year

Compare to Nearby Counties

CountyVerdict
ShelbyAL
59$350,870$1,6675.70%HoldView
CurrentChambersAL
58$141,428Est. pending—Hold
LauderdaleAL
58$212,925$1,1606.53%HoldView
EscambiaAL
58$140,014Est. pending—HoldView
MorganAL
58$227,394$1,0715.65%HoldView
LawrenceAL
58$218,691Est. pending—HoldView

The Bottom Line

HoldChambers is a neutral market.

Chambers County in Alabama scores 58/100, ranking #383 of 1,000 US counties (top 51%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Chambers with stronger cash flow

  • Lauderdale County for cash-flow rentals
  • Shelby County for cash-flow rentals
  • Morgan County for cash-flow rentals

Cheaper alternatives to Chambers

  • Escambia County, lower entry price

Head-to-head comparisons

  • Chambers vs Lauderdale for rentals
  • Chambers vs Escambia for rentals
  • Chambers vs Morgan for rentals
All counties in Alabama →

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