Section 8 in Elkhart, IN: FMR & Landlord Guide
Elkhart-Goshen, IN metro area (CBSA 21140). FY2026 Fair Market Rents, active voucher counts, housing authorities and wait-list status, and source-of-income law. Every figure below links back to its source.
Fair Market Rent by bedroom count
HUD-published metro FMR for FY2026. Payment standards (what a PHA actually pays) are set between 90% and 110% of FMR at PHA discretion.
| Bedrooms | FMR | Payment standard (90–110%) |
|---|---|---|
| Efficiency (studio) | $968 | $871 – $1,065 |
| 1-bedroom | $992 | $893 – $1,091 |
| 2-bedroom | $1,183 | $1,065 – $1,301 |
| 3-bedroom | $1,553 | $1,398 – $1,708 |
| 4-bedroom | $1,581 | $1,423 – $1,739 |
Example: at 100% of FMR, a 2-bedroom voucher in Elkhart, IN covers up to $1,183 in gross rent (before the tenant’s utility allowance). Between the low and high end of the range: $1,065–$1,301.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means voucher holders are placed and reliably paying rent, a stable but competitive tenant pool for accepting landlords.
Housing authorities serving Elkhart, IN
1 PHA administer vouchers in this metro. Contact the PHA that covers the specific address you’re considering.
- Status unknown
Housing Authority of the City of Elkhart
Elkhart, IN · IN026 · 738 HCV units
Source-of-income law in IN
IN state law explicitly preempts local ordinances requiring voucher acceptance. Landlords may legally decline Section 8 tenants.
IC 36-1-24 · view statute →
Informational only, not legal advice. Laws change; verify current status before making a leasing decision.
Analyze a specific Elkhart, IN property
Look up the address’s SAFMR (ZIP-level rent), plug the numbers into the voucher-vs-market analyzer, and check the HQS pre-inspection list before scheduling.